Open Enrolment and Lifetime Cover
Under Open Enrolment private health insurers must accept all applicants for insurance cover, regardless of their risk status, age or sex, subject to prescribed waiting periods.
Lifetime Cover protects you by guaranteeing all consumers the right to renew their policies, irrespective of factors such as age, risk status or claims history. Once you have health insurance, an insurer cannot stop cover or refuse to renew your insurance, except in very limited circumstances.