Laya Healthcare price and benefit changes – 1 January 2025

Price changes

On 1 January 2025, Laya Healthcare will change the price of 16 plans.

For full details of the new prices, including young adult and child prices, download the Laya Healthcare Price Changes file at the end of this page.

Benefit changes

On 1 January 2025, Laya Healthcare will make the following benefit changes;

Transform Entry 

• Quickcare and Fracture Clinic visits will be subject to a €100 excess per claim. 
• Emergency Dental benefit will be removed.

Transform Care

• The Daycase Excess in Private and Hi-Tech Hospitals will increase to €75 per claim. 
• Quickcare and Fracture Clinic visits will be subject to a €75 excess per claim. 
• Child Counselling will no longer have a separate amount for an assessment, and the number of visits will increase. 
• Emergency Dental and Routine Dental benefits will be removed. 
• The additional benefit for HSE out of hours GP will no longer apply, all visits will be assessed at 50% o A limit of 10 visits will apply to the Chiropody/Podiatry benefit
• A limit of 10 visits will apply to the Chiropody/Podiatry benefit

Transform Plus

• The Excess in Private and Hi-Tech Hospitals will change to €100 per claim.
• The overnight shortfall per night in Blackrock and Mater Private will increase to €250 per night.
• Quickcare and Fracture Clinic visits will be subject to a €75 excess per claim
• Child Counselling will no longer have a separate amount for an assessment, and the number of visits will increase.
• Emergency Dental and Routine Dental benefits will be removed
• The additional benefit for HSE out of hours GP will no longer apply, all visits will be assessed at 50% o The Executive Health Check benefit will now be available every 2 years
• A limit of 12 visits will apply to the Chiropody/Podiatry benefit
• A limit of 12 visits will apply to the Physiotherapy benefit
• The Hearing Benefit limit will increase to €150

Transform Advanced

• An Excess will now apply to Private, Hi Tech and Non-Hospital Surgical Centre claims.
• The overnight shortfall per night in Blackrock and Mater Private will increase to €200 per night.
• Quickcare and Fracture Clinic visits will be subject to a €75 excess per claim. 
• Child Counselling will no longer have a separate amount for an assessment, and the number of visits will increase.
• Emergency Dental and Routine Dental benefits will be removed. 
• The additional benefit for HSE out of hours GP will no longer apply, all visits will be assessed at 75%.
• The Executive Health Check benefit will now be available every 2 years. 
• A limit of 12 visits will apply to the Physiotherapy benefit.

For full details of the benefit changes, download the Laya Benefit Changes file at the end of this page.